Medical Expenses Schemes

While the National Health Service continues to provide an all-encompassing service, and particularly for emergency treatment, it is private healthcare that offers an element of choice in where and when treatments for acute conditions (a disease, illness or injury that is likely to respond to treatment) are carried out.

Waiting lists to see consultants and receive treatment through the NHS can run into many months and this has an impact on businesses, which lose millions of pounds each year through staff absence. Providing medical expenses cover for staff is not just a perk but also a valuable tool in protecting company profits.

Hospital Cash Plans

These schemes are designed to pay the policyholder a lump sum for each day he or she needs treatment as an in-patient in either an NHS or private hospital. This payment is tax-free. Depending on the type of policy and the level of cover, hospital cash plans can also include dental cover and other benefits.

BNH would be pleased to discuss your requirements and, in addition to arranging the most cost effective plan, we are also on hand to influence and negotiate with insurers on the more difficult and complex claims.